Why Owning a Home Feels Impossible (And What To Do About It)

Broke: And How to Fix It

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Monday, 2 March 2026 - 49 minutes

Rent keeps rising. House prices won’t budge. Deposits feel impossible. So… is owning a home just a fantasy now?In this episode, we break down the real state of renting and buying in the UK.We’re joined by Nye Jones from Generation Rent, who explains why so many young people feel trapped renting and what’s actually wrong with the UK housing system. Is it landlords? Lack of supply? Government policy? Or all of the above?Plus, property finance expert Shaz Ahmed joins us to answer the big questions:How much deposit do you really need?What mistakes are young people making without realising?What’s happening with interest rates?And how can you actually improve your chances of buying?We also get into:Practical money tips to get house-readyWhy young people are having a harder time than previous generationsWhether renting is always “dead money”And whether the system is fixable or fundamentally brokenIf you’ve ever thought, “I’ll never be able to buy a house,” this episode is for you.

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